learn more about our services
Reach out to us for inquiries.
Invoice Discounting
We offer a full range of Invoice Discounting Services
Invoice Financing revolutionises the landscape of Micro, Small, and Medium Enterprises (MSMEs), transcending traditional financial boundaries. AFPL introduces this innovative concept, offering a digital haven for MSMEs to flourish. Unlike conventional Invoice Discounting platforms , AFPL extends the benefits of invoice financing to the entire spectrum of MSMEs, facilitating early cash flows in business and creating a level playing field. This Deep-Tier Financing is unsecured in nature, comes at a low cost, and is brought to you with the power of digital. It being off-balance-sheet financing disrupts the norm, providing a seamless platform where MSMEs can securely receive early payments.
Features/ Benefits
Unsecured Financing
Empowers MSMEs by eliminating the need for collateral, thereby enhancing access for a wider variety of businesses.
Off-Balance-Sheet Financing
Minimizes the impact on financial statements, allowing MSMEs to maintain a healthier balance sheet.
Low Cost
The platform effect brings in the opportunity of availing financing at a very competitive and affordable Interest rates.
Deep-Tier Dynamics
Extends financial support throughout the supply chain, ensuring comprehensive assistance beyond the immediate transaction.
Credit Risk Evaluation
Utilizes a sophisticated credit risk engine to evaluate businesses, encouraging financial hygiene and discipline.
Limitless Possibilities
Promotes growth without financial constraints, offering MSMEs the freedom to pursue ambitious ventures.
Digital Platform
Provides a seamless and scalable digital platform, enhancing speed, accessibility, and ease of use for MSMEs.
How Invoice Dicounting Works
Registration
Digital onboarding process, including eKYC, video verification, e-agreement signing, documents submission, etc., is fast and convenient. The experienced team provide timely and abled support to fast track it.
Credit Assessment
Through a credit analytics engine (CAE), the model offers digital credit assessment of MSMEs that leverages data available from multiple online data sources such as bank statements, GSTN, TReDS transaction data, etc.
Credit sanction
Based on the approval of the transactions, the approved funds are disbursed to the vendors, providing them with quick access to working capital for their operations.
Transaction
Buyer repay the funds when the payment is due, creating a seamless and mutually beneficial financial cycle.