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Loan against Property
We offer a full range of Loan Against Property
A loan against property (LAP) is a secured loan where to procure financing, people use their owned property as collateral. Such a loan allows borrowers to secure higher amounts for longer repayment periods, making monthly EMIs manageable. This solution is suitable for those seeking more affordable EMIs and the flexibility to meet various financial needs, whether personal or business-related.
Features/ Benefits
Loan Tenure
Avail a flexible loan tenure of up to 10 years.
Maximum Loan Amount
Avail loans in the range of Rs.5 Lakhs to Rs. 1 Crores.
Fast & Hassle-Free Processing
Receive funds within 72 hours* with our well-organized approval process.
Customizable Repayment Options
Benefit from our EMIs and part prepayment scheme for more control over your finances.
Competitive Interest
Rates
Get Loan against Property at attractive interest rates starting from just 12%*.
Salaried Individuals
Must be a resident of India having age between 21-55 years. They should be employed with a public, private or a multinational organization.
Self-Employed Individuals
Must be a resident of India having age between 21-55 years. They should be a business person with a stable business income.
Age Proof (Any Two of the following)
- PAN Card
- Aadhar Card
- ITR or Financial Statements
- Property documents for mortgage
- Property title documents
Address Proof (Any Two of the following)
- Latest salary slips (For salaried individuals)
- Bank account statements for the last 3 months (For Salaried Individuals). 6 months (For Self Employed Professionals)
- PAN card or Form 60 (for all applicants)
- Valid ID proof
- Address proof
- Property documents for mortgage
- Income Tax returns
- Property title documents
Income Proof (Any Two of the following)
- ITR of the latest 2 years along with computation (When borrower is an individual)
- Audited/ CA certified Profit and Loss Account and Balance Sheet (When borrower is a company/ firm)
- Bank account statements for the last 1 year (Savings and Current Account)
Age Proof (Any Two of the following)
- PAN Card
- Aadhar Card
- ITR or Financial Statements
- Property documents for mortgage
- Property title documents
Address Proof (Any Two of the following)
- Passport
- Election ID Card
- Utility Bill
- Diving License
- Registered Rent
- Agreement
- Aadhar Card
Income Proof (Any Two of the following)
- ITR of the latest 2 years along with computation (When borrower is an individual)
- Audited/ CA certified Profit and Loss Account and Balance Sheet (When borrower is a company/ firm)
- Bank account statements for the last 1 year (Savings and Current Account)